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PTSB ICE Visa Credit Card

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What the PTSB ICE Visa Credit Card has to offer

 

 
You can get 0% interest on balance transfers for 6 months.
 

 

 
You can also enjoy 0% interest on purchases for 3 months.
 

 

 
Plus up to 56 days interest-free credit when you pay your balance in full each month.
 

 

After the first 3 months, a purchase rate of 16.50% (variable), 22.53% APR (variable) will apply to all new purchases and any new balances that are built up and not cleared during the 3 month interest-free period. These rates will also apply to any previous balances transferred to your PTSB Credit Card and not cleared after 6 months. Learn more about how interest rates work

 
Representative example

Assume you have a credit limit on your card of €1,500.

You use your full limit to make a single card purchase immediately after receiving your card, and you repay the €1,500 in 12 equal monthly instalments of €125 plus any interest charged for that month at a purchase interest rate of 16.50% (variable), 22.53% (variable) APR.

The total amount that you will pay back will be €1,664.06, which includes Government stamp duty of €30.00 and interest of €134.06.

Please note: The representative example above does not take promotional rates into account.

How to apply for a Credit Card

Existing PTSB customer? You can apply in-app

We’ve made applying for a Credit Card quicker and easier!

If you are registered for Open24 online banking, you can:

  1. Log into the PTSB app.
  2. Select “Credit Card Application” and follow the instructions to submit your application.

Get a decision in minutes and order your Credit Card today!

 

 

Other ways to apply

If you are already a PTSB customer you can also call us on 0818 210 591 or +353 1 215 1352 (from abroad) and we will complete your application with you over the phone.

Not yet a customer? You can make an appointment to pop into any of our branches and submit your application with one of our team. Call us on 0818 50 24 24 or +353 1 212 4101 (from abroad). Lines are open from 9am to 5pm Monday to Friday (excluding public holidays), and from 10am to 2pm Saturday and Sunday.

 

Find a branch

Moving banks and have a balance to transfer?

Visit our Moving Bank Online Hub for a step by step guide on how to transfer a Credit Card balance from another bank, including how to apply and documents you will need to provide. Read our guide on how to move your Credit Card.

Features and benefits

Pay safely for everything with Mobile Payments

With your payment-enabled mobile device you have the freedom to spend securely without a €50 limit. Find out more about Apple Pay and Google Paytm.

Important information 
  • After the first 3 months, a purchase rate of 16.50% (variable), equivalent to a 22.53% APR (variable), will apply to:
    • All new purchases.
    • Any new balances that are built up and not cleared during the 3 month interest-free period.
    • Previous balances transferred to your PTSB Credit Card not cleared after 6 months.
  • In-app approval is subject to Open24 Online Banking registration with a PTSB salary mandated Current Account.
  • In-app approval is subject to a minimum credit limit of €1,000 and a maximum credit limit of €10,000. For applications greater than €10,000, you can still apply in-app and one of our team will call you back to discuss.
  • Your application can only be taken out in your sole name only and will be subject to a full credit and affordability assessment. Lending criteria, terms and conditions apply. Over 18 only.
  • If we already have your PPSN on file, you will not have to provide it again, however if approved you may need to provide proof of your PPSN before you can order your card – see acceptable documents.
  • Credit Card accounts are automatically enrolled for eStatements (some exclusions may apply). You will receive an SMS each month advising you that your Credit Card eStatement is available to view. We will never include a link within the SMS.
  • If you would like to receive postal statements instead, please call us on 0818 50 24 24 or 01 212 4101 or drop into any PTSB branch.
  • Government Stamp Duty of €30 applies.

Please note: Not all applications are the same and additional information may be required in certain circumstances.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

Download the PTSB app now for Android or iOS.

ICE Visa Credit Card QR Code.png

 

 

 

 

 

Alternatively, give us a call on 0818 800 196.

Credit Card Limit Calculator

Fill out the fields below to see what your credit limit could be

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Please fill in all the fields above to get started!

Tips for managing your Credit Card

Manage your Credit Card more cost effectively by avoiding late fees, making the most of your interest free period, setting up a direct debit and more.

Enhanced Customer Support

There are times in life when we are less able to cope with the everyday things.

Moving your bank?

Visit our Moving Bank Online Hub for step by step guides and information on how to move your Current Account, Credit Card, Overdraft and Savings Account.

Standard European Consumer Credit Information

View fees and charges and other important Credit Card information.

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