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Savings and Deposit Accounts

We will need to get some documents from you if you’re applying for a Savings Account or a Deposit Account with PTSB to help us meet our legal and regulatory obligations. 

 

 

Important information

These are the minimum requirements, and PTSB may seek further documentation.

Required documents

Acceptable proof of identification
  • Current valid passport.
  • Current valid Irish, UK, or European driver’s license.

The above documents must be current and up to date.

Acceptable proof of address
  • A utility bill dated within the last 6 months, such as:
    • Gas, electricity or broadband.
  • A bank, or building society statement issued within the last 6 months.
  • Your notification of Determination of Tax Credits for the current year.
  • Your original household/health or motor insurance documents (must be less than 12 months old).

Your proof of address must have your full name and address on it. The name must match the name on your ID. Initials are not accepted.

Some documents that we cannot accept: Mobile phone bills, receipts, invoices, motor tax correspondence and TV license.
Proof of Personal Public Access Number (PPSN)*

We require your Public Service Number (PPSN) for tax purposes. Acceptable proof of PPSN includes:

You may be asked to provide proof of PPSN with the following documents:

  • Most recent Employment Detail Summary (P60).
  • P45.
  • Statement of Liability (P21).
  • Payslip (where employer is identified by name or tax number).
  • Drug payment scheme card.
  • European health insurance card.
  • Tax Assessment.
  • Tax Return Form.
  • PAYE Notice of Tax Credits.
  • Child Benefit Award Letter/Book.
  • Pension Book.

Documents that we cannot accept: CIS Public Services Card.

We are obliged under the Credit Reporting Act 2013 to collect and verify your PPSN.*

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I am a tax resident outside of Ireland

If you are a tax resident outside of Ireland, including where you have tax residence in more than one country, or if you have any tax obligations in the United States, PTSB is required to collect and report certain information in line with the OECD Common Reporting Standard (CRS) and the Foreign Account Tax Compliance Act (FATCA). These international regulations require financial institutions to identify and report the tax residence and/or US tax status of their customers.

As a financial institution, PTSB must collect this information to meet its legal and regulatory obligations.

 

Information we are required to collect and report (CRS & FATCA)

Where you are tax resident outside of Ireland, hold multiple tax residencies, or are considered a U.S. person for tax purposes, PTSB is required under the CRS and FATCA to collect and report certain information to the Irish Revenue Commissioners.

This information includes:

  • Name
  • Address
  • Date and place of birth
  • Account number
  • Jurisdiction(s) of tax residence
  • Tax Identification Number(s) (TIN), including U.S. TIN where applicable
  • Account balance and details of interest or other income earned

The Irish Revenue Commissioners will then share this information with the relevant tax authorities in participating jurisdictions, including the United States (under FATCA), in accordance with international tax reporting agreements.

 

What you need to provide

To open or maintain an account, you will be required to provide:

  • A completed Individual Self-Certification for FATCA and CRS
  • Supporting documentation confirming your tax residence(s) (where required)
  • Your Tax Identification Number(s) for each relevant jurisdiction

Failure to provide this information may impact our ability to open or maintain your account.

For more information vist the Revenue website.

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Questions and answers

We've answered some of your most commonly asked questions. 

 

What if I changed my name?

If you have recently changed your name, but your passport is still in your previous name, it is the passport that is the legal identification that is acceptable proof of identity.

Proof of name change include:

  • Marriage Certificate/Divorce Decree
  • Deed Poll
  • Gender Recognition Certificate

 

What if the name on my ID doesn’t match my proof of address?

If your name or ID differs to that of your proof of address, please supply the following applicable documentation evidencing both names:

Proof of name change include:

  • Marriage Certificate/Divorce Decree
  • Deed Poll
  • Gender Recognition Certificate

 

I want to open a joint account

For joint account opening, both parties must attend the branch appointment. Proof of identity and proof of address are required for both parties, and these documents must be presented in a branch.

 

I am missing one of the required documents

Give us a call on 0818 50 24 24 or +353 1 66 505 94 (from abroad) to seek further assistance. Lines are open from 9am to 5pm Monday to Friday (excluding public holidays).

Still need help? 

Give us a call on 0818 50 24 24 or +353 1 66 505 94 (from abroad). Lines are open from 9am to 5pm Monday to Friday (excluding Bank Holidays).

Alternatively, you can find additional information relating to Enhanced Customer Support.  

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