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Mortgage Required Documents

When you’re ready to meet us to complete your mortgage application you’ll need to bring along some documents – here’s a list of what you’ll need.

If you are an employee

If you are self-employed

  • Your most recent Audited / Certified Accounts (2 years)
  • Six months' recent personal and 6 months' business bank statements
  • Confirmation from your Accountant:
    • that your tax affairs are up to date;
    • of your current year earnings and;
    • that no significant changes have occurred in the business since the date of the last accounts.

If you are a Non Resident Buy–to-Let Mortgage Applicant

All applicants will be required to provide acceptable proof of compliance with the €75,000 minimum income requirement. Income may be verified with reference to one or more of the following:

  • Salary Certificate(37KB) 
  • Payslips (2 of most recent 3)
  • Statement of Taxes (Employment Detail Summary (P60) equivalent or Tax Balancing Statements)
  • Accountants Confirmation
  • Audited / Certified Accounts
  • 6 months Bank Statements showing minimum 6 salary credits at the required level

If you are a Self-Build Mortgage Applicant

  • Evidence of your contribution, such as your savings or gift of funds or a site to build on (your mortgage consultant can provide information about what type of evidence you need to provide)
  • An Ordnance Survey Ireland or Property Registration Authority style site map - your construction specialist will be able to help you with this

In addition, to meet our regulatory requirements, we also need you to provide proof of name, proof of your address and proof of PPSN

Photo Identification

We can accept an original of the following documents:

  • Current valid passport
  • Current valid Irish, UK, or European driver’s licence
  • Irish Government Travel Document

Proof of address

You can use any of the following:

  • A utility bill (dated within the last 6 months)
  • A bank or building society statement issued in the last 6 months
  • Your Determination of Tax Credits for the current year
  • Your original household/health/life or motor insurance documents (less than 12 months old)

Proof of PPSN

You can use any of the following:

  • Correspondence from the Department of Social Protection or the Revenue Commissioners showing your PPSN
  • Payslip, Employment Detail Summary (P60)/P45, Statement of Liability (P21), Tax Assessment or Notice of Tax Credits
  • Medical Card/Drug Payment Scheme (DPS) Card

Please note: CIS Public Services Card cannot be used to verify PPSN. 

Start your journey home

Wherever you are on your home buying journey, we’re here to support you. Book a mortgage appointment today and we’ll guide you through the process.

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