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Terms & Conditions of Website Use

Copyright and Reproduction Notice & Limited Licence

The information, content, graphics, text, sounds, images, buttons, trade marks, service marks, trade names and logos (the "Materials") contained in this website are protected by copyright, trade mark, database right, sui generis right, design right and other intellectual property laws, under national laws and international treaties.

You are granted a limited licence solely for your own personal, non-commercial use to refer to, bookmark or point to any page within this website, and to download the Materials contained on this website to a single personal computer, and to print a single hard copy of the Materials contained on this website for your own personal reference, provided however that all copyright, trade mark and other proprietary notices are left intact. The grant of this limited licence is conditional on your agreement to, and compliance with, all of these terms and conditions of use.

Any other use of the Materials on this website, including any form of copying or reproduction (for any purposes other than those noted above) modification, distribution, re-publication, extraction, re-utilisation, incorporation or integration with other materials or works or re-delivery using framing technology, without the prior written permission of PTSB, is strictly prohibited and is in violation of the proprietary rights of PTSB.

Software Limited Licence

If you download any software from this website, the software, including any images or files incorporated in or generated by the software, and any data accompanying the software (collectively the "Software") are subject to the limited licence set out above. You may not distribute, sell or transmit the Software, and you are not permitted to alter, modify or adapt the Software, including but not limited to translating, decompiling, reverse engineering, disassembling or creating derivative works, or to reduce the Software to any other form.

Hypertext links to this website by other users and websites are permitted provided that the link to this website is in a simple list of companies by pointing to PTSB's home page. This limited licence entitles other users and websites to link to PTSB's home page only, and linking to other content on or information in this website is prohibited without PTSB's express written consent.

Intellectual Property Rights Notice

PTSB and PTSB Open 24 are trade marks of permanent tsb p.l.c. All other trade marks, service marks, trade names and logos contained in this website belong to their respective owners.

PTSB and/or its suppliers (as the case may be) retain all right, title, interest and intellectual property rights in and to the Materials and the Software. Nothing in these terms and conditions of use shall be construed as conferring by implication, estoppel or otherwise, any licence or right under any copyright, patent, trade mark, database right, sui generis right or other intellectual property or proprietary interest of PTSB, its affiliates or any third party.

Disclaimers

All use by you of this website is at your own risk. You assume complete responsibility for, and for all risk of loss resulting from, your downloading and/or using of, or referring to or relying on, Materials, Software, or any other information obtained from your use of this website. You agree that PTSB and providers of telecommunications and network services to PTSB will not be liable for damages arising out of your use or your inability to use this website, and you hereby waive any and all claims with respect thereto, and whether based on contract, tort or other grounds.

This website is available to all users "as is" without any representations or warranties of any kind, either express or implied. PTSB makes no representations, warranties or undertakings that this website, or the server that makes it available, will be free from defects, including, but not limited to viruses or other harmful elements. PTSB accepts no liability for any infection by computer virus, bug, tampering, unauthorised access, intervention, alteration or use, fraud, theft, technical failure, error, omission, interruption, deletion, defect, delay, or any event or occurrence beyond the control of PTSB, which corrupts or affects the administration, security, fairness and integrity or proper conduct of any aspect of this website. There are certain inherent risks in using the Internet and the World Wide Web. PTSB makes no representations, warranties or undertakings about:

  • Any of the Materials or Software on this website (including without limitation, their accuracy, their completeness or their merchantability, quality or fitness for any particular purpose; or
  • Any content of or information on any other website referred to or accessed by hypertext link through this website or from which this website is referred to or accessed by hypertext link ("third party site"). PTSB does not endorse or approve the content of any third party site, nor will PTSB have any liability in connection with any third party site (including but not limited to liability arising out of any allegation that the content of or information on any third party site infringes any law or the rights of any person or entity). No judgement or warranty is made with respect to the accuracy, timeliness or suitability of the content of any third party site, and any and all liability which might arise out of, or in connection with, your use or reliance on the content of or information on, or the performance of, any third party site is excluded

PTSB reserve the right to change the content, presentation, performance, user facilities and availability of any part of this website at its sole discretion, including these terms and conditions of use, and you should check these terms and conditions of use regularly for any changes.

Limitation of Liability

To the fullest extent permitted by applicable law, neither PTSB nor any of its directors, employees, affiliates or other representatives will be liable for loss or damages arising out of or in connection with your use of, or your inability to use, the Materials, Software and/or facilities or services offered through this website, including, but not limited to, indirect or consequential loss or damages, loss of data, income, profit or opportunity, loss of or damage to property and claims of third parties, even if PTSB has been advised of the possibility of such loss or damages, or such loss or damages were reasonably foreseeable.

Security

Permanent tsb p.l.c. uses up to date technologies and maintains rigorous security standards and procedures with a view to preventing unauthorised access to your data. However messages and information passing over the internet may not be secure and can be intercepted by third parties or incorrectly delivered. The confidentiality of such communications can not, therefore, be guaranteed and you should not divulge personal information over the internet unless you are using a secure or encrypted communications technology.

To ensure the privacy and security of your personal data, you must keep your PAN and Internet Password confidential and ensure nobody can observe your screen when you sign on to the PTSB Open 24 service.

Governing Law

This website is controlled and operated by permanent tsb p.l.c. from Ireland. These terms and conditions of use shall be governed by and construed in accordance with laws of Ireland, and you hereby agree for the benefit of the Bank, and without prejudice to the right of the Bank to take proceedings in relation to these terms and conditions of use before any other court of competent jurisdiction, that the courts of Ireland shall have jurisdiction to hear and determine any action or proceedings that may arise out of or in connection with these terms and conditions of use, and for such purposes you irrevocably submit to the jurisdiction of such courts.

Regulatory Compliance

This website is controlled and operated by permanent tsb p.l.c. from Ireland. PTSB does not make any representation that Materials, Software and/or the facilities or services offered through this website are appropriate or suitable for use in countries other than Ireland, or that they comply with any legal or regulatory requirements of such other countries. In accessing this website, you do so at your own risk and your own initiative, and are responsible for compliance with local laws, to the extent any local laws are applicable. If it is prohibited to make this website, the Materials, Software and/or facilities or services offered through this website or any part of them, available in your country, or to you (whether by reason of nationality, residence or otherwise), this website, the Materials, Software and/or facilities or services offered through this website or any part of them are not directed at you.

Miscellaneous

Any waiver of any provision of these terms and conditions must be in writing and signed by PTSB to be valid. A waiver of any provision hereunder shall not operate as a waiver of any other provision, or a continuing waiver of the same provision in the future. If any court of competent jurisdiction finds any provision of these terms and conditions to be void or unenforceable for any reason, then such provision shall be ineffective to the extent of the court's finding without affecting the validity and enforceability of any remaining provisions. These terms and conditions represent the entire understanding and agreement between you and PTSB relating to use of this website, and supersede any and all prior statements, understandings or agreements whether oral or written, and shall not be modified except in writing, signed by you and by PTSB.

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