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Mortgage repayment support

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How to get started

We know customers can fall behind on repayments for different reasons and get into arrears. If you are having trouble meeting your mortgage repayments, or are worried that you may have trouble in the future, we can help.

 

How to get started

Contact us

If your circumstances have changed, or you think you are going to find it difficult to meet your mortgage payments, we're here to help.

Call our dedicated team on 1800 855 010 or +353 21 601 3800 (from abroad), Monday to Friday, 8.45am to 6pm (excluding Bank Holidays) and someone will be able to assist you with your mortgage concerns. 

 

List of useful contacts

Make a payment to your Mortgage Account

If you are in arrears and want to make a secure payment to your mortgage account using your Visa or Mastercard debit card, you can use the payment method below. The payment will be used to reduce or clear the arrears on your Mortgage Account.

Learn more Fill out payment form

Standard Financial Statement (SFS)

If you are in arrears, we want to help you find a solution. The SFS form is how we get a full picture of your financial situation and assess your circumstances. Find more information about the SFS and how and why to complete it.


Learn more Complete online form Upload documentation

Alternative repayment arrangements (ARAs)

We can offer a range of alternative repayment arrangements. These will depend on your individual circumstances and our assessment of your SFS.

 

'Not co-operating' borrowers

It is essential that you co-operate with PTSB about your financial difficulties. Find out how you may be classified as a ‘not co-operating’ borrower – and what might happen as a result.

 

Important regulatory information

Read important information you should know relating to arrears, unpaid direct debit charges, legal proceeding cost estimates, variable rate loans, interest only mortgages and more. 

 

Appeals and complaints

We are committed to dealing with any appeals or complaints as quickly and fairly as possible. Our dedicated team wants to hear from you.

 

Mortgage Arrears Resolution Process guide

Read our Mortgage Arrears Resolution Process (MARP) guide.

BPFI guide

If you’re struggling to meet your mortgage or other loan repayments, visit the Banking and Payments Federation Ireland (BPFI) .

Abhaile guide

Learn about the free support available from Abhaile to people who are in home mortgage arrears.

Money Advice and Budgeting Service (MABS)

Contact the Money Advice and Budgeting Service (MABS) for money advice and support with budgeting and problem debt.

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