Skip to main content
The letter P for PTSB carved out in a slate of black marble

Savings options that work for you

We know that every business is different so we provide our Business Banking customers with deposit options to suit their saving needs. We offer lump sum deposit accounts for balances up to €2 million and you can choose from the following options:

  • Demand Deposit Accounts: save as much or as little money as you like. Funds can be lodged or withdrawn at any time. Non-Personal customers are limited to one Demand Deposit account per business/customer and the maximum balance allowed is €2,000,000.
  • Fixed Term Deposit Accounts: offer a fixed rate of interest for a defined term. Terms are available from 6 months up to 5 years. Non-Personal customers are limited to two Fixed Term Deposit accounts per business/customer, a minimum balance of €5,000 is required and a maximum balance of €2,000,000 is permitted per account. Anything in excess of €2,000,000 will be opened and managed by Corporate Deposits.
  • Foreign Currency Deposit Accounts: for those who want to maintain their deposits in non- euro currency, instant access Foreign Currency Deposit Accounts are available in Pounds Sterling and US Dollars. Please note FX cash facilities are not available in the branch.

Customers can access savings and deposit accounts easily through our Online Banking Business24.

Opening your Business Deposit Account

To open a Business Savings or Deposit Account call our Business Banking Team on 0818 200 100 or +353 1 215 1363. Find your local branch here.

What will you need?

Depending on your Business Banking needs, you will need to provide some supporting documentation to us when opening your Business Savings or Deposit account. Click here to find out more

Ways to Bank

You work hard for your business, so that is why we work hard for you. We have Business Banking Teams who can meet you in branch or for those bigger conversations we offer a face to face service when you need it; as well as access to a range of banking services on the go.

  • Branch - with 76 branches nationwide, we are always ready to meet you. Find your local branch here.
  • Online Banking – Business24 gives you access to your accounts 24/7. Log on to the website from anywhere to enjoy the range of self-service banking options. For more information click here.
  • Telephone – speak with our dedicated Business Banking Team on 0818 200 100 or +353 1 215 1363.
  • QuickBank - Each of our branches has QuickBank Machines located inside, where you can lodge cash and cheques and withdraw up to €1,500.

Terms and conditions apply. Please see our Terms & Conditions and Personal & Business banking charges booklets for full details. Interest is subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate where applicable.


Manage your business funds online with our dedicated online banking for business customers.

Contact our Business Banking Team

Our dedicated team of Business Banking Managers are available to meet in person, at a customer’s business premises, over the phone, and through our nationwide network of almost 100 branches.

Business Mortgage Loan

Flexible borrowing for the purchase of your business premises

Business Term Loan

Flexible term lending options to finance business assets or expansion

Back to top
Page loading
Close takeover popup
PTSB logo

Altogether more human