At PTSB, we’re here to help your business grow sustainably, while supporting you to have a positive impact.
That’s why we have launched our €250m Impact Lending Fund, providing finance for businesses and organisations investing in projects that deliver positive environmental or social benefits to society.
If you’re improving energy efficiency, adopting more sustainable ways of operating, or expanding a business that supports your community, you may be eligible to apply.
Our dedicated team of specialists will take the time to understand your plans and provide guidance tailored to your business and sector, giving you the confidence to invest in the sustainable growth of your business.
With competitive rates available, we’ll help find the right finance options to support your business plans.
To be eligible, the loan must support an investment that delivers a positive environmental or social outcome aligned to the criteria set out in PTSB’s Impact Lending Principles.
Investments in renewable energy, improving energy efficiency, transitioning to low emission transport, adopting more sustainable farming practices, reducing waste through recycling and reuse.
Expanding access to healthcare or education, supporting inclusive or female led businesses or strengthening local communities through job creation and economic development.
During your application, we may ask you to provide evidence of how the funds will be used in line with the categories and eligible activities defined in our Impact Lending Principles.
Our team can talk you through our eligibility criteria and support you to find the right option for your business.
Note: An upfront facility fee of up to 1% of the loan amount may be charged at the discretion of the bank.
Warning: The cost of your repayments may increase.
Warning: You may have to pay charges if you repay early, in full or in part, a fixed-rate credit facility.
If you are looking to apply or find out more:
You’ll be asked to fill out some forms and provide supporting documentation as part of your application. Our team will guide you through exactly what's needed, use our guide to find out more.
Lending criteria, terms and conditions apply. Variable interest rates apply and are subject to change. Fixed rate also applies to Commercial Mortgages only. Please see our Terms and Conditions and Personal & Business banking charges booklets for full details. Approval is subject to repayment capacity assessment and other lending criteria. Security may be required, which may incur legal costs for the borrower. Your credit rating with PTSB may also be impacted where you have previously been refused an application for credit with PTSB.
