Zippay is coming to the PTSB app early next year – a quick, easy and secure way to send and receive money, using just a mobile number.
Zippay is a new person-to-person mobile payment service that will be available to PTSB, AIB and Bank of Ireland customers. You won’t need to set up a new payee or know their IBAN to send them a payment, you simply need to have their mobile number.
After the service launches in early 2026, Zippay can be used to:
Send payments of up to €1,000 immediately.
Request payments of up to €500.
Divide a payment request with up to 30 other people.
Some PTSB Current Account customers will be automatically enrolled into this service when it launches in early 2026. If this applies to you, you will receive a letter or an email in September with more information on automatic enrolment, including how to opt out.
If you don’t receive a letter or an email from us about Zippay, don’t worry - if you are over 16 with an eligible PTSB Current Account, and have downloaded the PTSB app you will be able to enrol when Zippay launches.
Early next year we will let you know when Zippay is available in the PTSB app. We’ll keep you updated with messages in your PTSB app, on ptsb.ie, social media and by email, if we have your email address.
Fraud warning: Zippay will not be live and available in your PTSB app until early 2026. We will not contact you with additional steps before Zippay is live. Remember to only send money to people you know. Never click on a link in a text or share any of your personal financial information (e.g. the full 6 digits of your personal access code). If you think you have been targeted by fraudsters, please contact our Fraud Department on +353 1 669 5851. Lines are open 24 hours a day, 7 days a week.
