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I'm approaching retirement

As retirement gets closer, it's natural to have questions about what comes next. You may be thinking about when to retire, how much income you'll have, or how best to use the pension savings you've built up. 

The decisions you make now can shape your financial comfort and flexibility for years to come. Whether you're planning to retire soon, or just want to understand your options, this is the right time to take a closer look at your pension and overall finances.

 

Benefits of planning before retirement 

  • Clarity: Know exactly where you stand and what to expect during your retirement years.
  • Confidence: Make decisions backed by expert guidance.
  • Control: Choose options that best suit your lifestyle. 
  • Peace of mind: Focus on enjoying your retirement and not worrying about your finances.

 

 

What we'll cover together

In a Financial Planning Meeting, we'll help you: 

  • Understand how your pension can provide income in retirement. 
  • Explore your options and pension benefits. 
  • Plan for a lifestyle you want after you stop working. 

 

 

Start the conversation

Approahing retirement should feel exciting, not uncertain. A Financial Planning Meeting gives you the chance to ask questions, explore your options, and create a plan that works for you. 

 

Book a Financial Planning Meeting today

 

  • We’ve partnered with Irish Life to bring you this complimentary service.
  • Your Financial Advisor will meet you through an online video call or at your local branch.
  • After your meeting, you’ll get your personalised plan from your advisor.

 

 

Permanent TSB plc is tied to Irish Life Assurance plc for life and pensions products. Irish Life Assurance plc is regulated by the Central Bank of Ireland.

 

Calculate your Pension

Current value of your pension

The total amount currently saved in your pension pot.

Monthly pension contributions

Enter your total monthly pension contributions (including any contributions from your employer if applicable).

What's your gross annual salary?

We'll use this to estimate your future retirement income before tax.

Are you eligible for the state pension?

You must be over 66 years old to avail of the state pension. Learn more by visiting ireland.gov.ie

Date of birth:

This helps us provide an accurate quote.

What age to you expect to retire?

This helps us provide an accurate quote.

Monthly retirement income

from your [x] birthday

Your quote breakdown:
  • Your pension: XX.xx
  • State pension: XX.xx

Based on a number of assumptions this will give you a retirement income of €[pensionPerMonth] per month from your [retirementAge] birthday. This will replace [percentageOfCurrentSalary]% of your current annual salary.

Talk to a pension advisor

  • Not satisfied with your estimated monthly retirement income number? Come and talk to us.
  • Your pension advisor will meet you at your local branch or through an online video call.
  • After your review, you’ll get your personalised plan from your Advisor.

Book an appointment

I'm already retired

Manage your pension fund so it can last you through retirement, ensuring you have peace of mind.

I'm in my 40s/50s

It's time to build momentum and review your pension contributions.

Start your pension

Whether you're just starting to think about your pension, or looking to improve your current plan, we're here to help.

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