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I'm already retired

Irish Life handles some phone calls on behalf of PTSB.
Irish Life handles some phone calls on behalf of PTSB.
Calculate your pension

Retirement is the time to enjoy the life you've worked hard for. But even in retirement, financial planning still matters. From managing your income to making your money last, the right plan can make you feel more confident about the years ahead. 

 

Why financial planning matters during retirement

Just because your working life is over doesn't mean your financial planning comes to an end. In fact, it's about making sure your money continues to support the lifestyle you want. During retirement, you may want to: 

  • Understand how to draw income from your pension in the most efficient way. 
  • Review your current plan to see it if still suits your needs. 
  • Prepare for future expenses or changes in lifestyle. 
  • Make sure you can pass on your wealth in the way you choose.  

 

 

Benefits of reviewing your plan during retirement 

  • Confidence: Know your money is structured to support you long-term. 
  • Clarity: Understand your income, spending and future needs.
  • Flexibility: Adjust your plan as your lifestyle and priorities change.
  • Peace of mind: Focus on enjoying your retirement without financial worry.

 

 

Start the conversation

Retirement should be about living your way. A Financial Planning Meeting could help give you the reassurance you need about your retirement plan and your overall finances. 

 

Book a Financial Planning Meeting today

 

  • We’ve partnered with Irish Life to bring you this complimentary service.
  • Your Financial Advisor will meet you through an online video call or at your local branch.
  • After your meeting, you’ll get your personalised plan from your advisor.

 

 

Permanent TSB plc is tied to Irish Life Assurance plc for life and pensions products. Irish Life Assurance plc is regulated by the Central Bank of Ireland.

 

Calculate your Pension

Current value of your pension

The total amount currently saved in your pension pot.

Monthly pension contributions

Enter your total monthly pension contributions (including any contributions from your employer if applicable).

What's your gross annual salary?

We'll use this to estimate your future retirement income before tax.

Are you eligible for the state pension?

You must be over 66 years old to avail of the state pension. Learn more by visiting ireland.gov.ie

Date of birth:

This helps us provide an accurate quote.

What age to you expect to retire?

This helps us provide an accurate quote.

Monthly retirement income

from your [x] birthday

Your quote breakdown:
  • Your pension: XX.xx
  • State pension: XX.xx

Based on a number of assumptions this will give you a retirement income of €[pensionPerMonth] per month from your [retirementAge] birthday. This will replace [percentageOfCurrentSalary]% of your current annual salary.

Talk to a pension advisor

  • Not satisfied with your estimated monthly retirement income number? Come and talk to us.
  • Your pension advisor will meet you at your local branch or through an online video call.
  • After your review, you’ll get your personalised plan from your Advisor.

Book an appointment

I'm approaching retirement

Plan how you'll access your pension and secure your income.

Start your pension

Whether you're just starting to think about your pension, or looking to improve your current plan, we're here to help.

I'm in my 40s/50s

It's time to build momentum and review your pension contributions.

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