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40 Day Notice Savings Account

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The 40 Day Notice Savings Account is great when you don't think you will need to access your money soon. You can earn a competitive rate on your money and withdraw any time with only 40 days' notice required to be provided.

Once this notice period has elapsed you have up to 30 calendar days in which to make the withdrawal without charge.

Earn a competitive rate

Savings Gross Rate Gross Return AER
€0.01 + 1.00% Variable 1.00% Variable 1.00% Variable

You’ll receive your interest, minus DIRT (Deposit Interest Retention Tax), on the first working day after 20 November each year. A variable rate means that your interest may change from time to time.

Annual Equivalent Rate (AER) illustrates what the interest would be if interest was paid and compounded each year. Our AER calculation assumes that the account is held for a year and that the interest rate remains constant.

What's gross interest?

Read important information about interest.

Lodge funds at any time

After your initial investment, you can lodge additional lump sums at any time. So sit back and watch your savings grow.

Read important information about lodging money

Get quick access to your deposit

Want your funds quickly? You can withdraw your money at any time but remember to give us 40 days' notice to avoid an early withdrawal charge.

Compare Accounts

Not sure which account is right for you? Let us help you with that.

What would you like to do with your account?

How much will you place on deposit?

How would you like to draw down your money?

How would you like to open your account?

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Saving for the future

Want to put something aside for a rainy day? Whether you’re saving for a holiday or a home, PTSB has the right savings account for you

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Saving tools, case studies and advice to help you make the most of your money

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