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40 Day Notice Savings Account important information

What’s all this? Check out some important information on our products. If you need more details, call us on 0818 50 24 24 or drop into your local branch.

A competitive rate

Interest is credited to the account on the first working day after the 20th November of each year.

Lodge money at any time

Personal customers

No maximum lodgement for personal accounts.

Non-personal Customers

All non-personal accounts of more than €1 million will be managed directly by PTSB Treasury. For non-personal accounts of more than €1 million different interest rates to the rates listed may apply – please ask branch staff for details of rates and options available.

Terms and conditions apply.

Why do we need proof of your PPSN/Tax Reference Number?

From 29th June 2009, financial institutions are obliged to request customers to provide their tax reference number (e.g. Personal Public Service Number (PPSN) or Corporation Tax number) when they open a new current or deposit account which may give rise to the payment of such interest by their financial institution. Under the Regulations, this number will be included in the annual return of interest to the Revenue Commissioners. Financial institutions are also obliged to request personal customers to provide suitable documentation to verify their PPSN (in the form of a Employment Detail Summary (P60), Notice of Tax Credits, Payslip, Tax Assessment etc). It should be noted that the PPSN will only be used for the purpose of making this annual return to the Revenue Commissioners.

If customers fail, for whatever reason, to provide their tax reference number and/or the PPSN supporting documentation, financial institutions are required to indicate this on the annual return of interest.

These regulations and guidance notes are available on the Revenue website.

The following documentation (original or copy) may be used to verify the tax reference number as required under the current regulations:

  • Employment Detail Summary (P60)
  • P45
  • Statement of Liability (P21) 
  • Payslip (where employer is identified by name or tax number)
  • Drug payment scheme card
  • European health insurance card
  • Tax Assessment
  • Tax Return Form
  • PAYE Notice of Tax Credits
  • Child Benefit Award Letter /Book
  • Pension Book
  • Social Services card
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