A mortgage experience that works for you

For your first home, or your next, the PTSB Online Mortgage Portal will get you moving. We’re bringing the best of technology and our people together, for a mortgage experience that works for you. You can now start your application, track your progress and talk to us when you need us. If you start your application online, you will still have the option to meet a Mortgage Consultant in-person at a time and place convenient to you.

Before you start your application online please ensure that you have reviewed all the information relevant to you for a mortgage with PTSB; for first time buyers, second time buyers and switchers.

How to apply

Lending criteria, terms and conditions will apply. Mortgage approval is subject to assessment of suitability and affordability. Applicants must be aged 18 or over. Security is required and credit agreement will be secured by a mortgage or by a right related to residential immovable property. Life and Home Insurance are also required.

Warning: If you do not keep up your repayments you may lose your home.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.


Start your home buying journey with us today

  • At any point in the online process if you want to speak to someone, you can chat to a Mortgage Consultant via our message tool if you have any questions during your online application.
  • Alternatively a Mortgage Consultant is also available to meet you in branch, or anywhere that suits you. You can book an appointment with us.
Apply Online Book an appointment

Already have an online application? Log in to track the progress or continue an online application.

Alternatively, you can call us on 0818 50 24 24. Lines open Monday to Friday 9am to 5pm (excluding Bank Holidays).

Dedicated Mortgage Team

Our experienced Mortgage Consultants can meet you in branch or at a time and place that suits you.

First Time Buyers FAQs

Have some questions regarding your mortgage as a first time buyer? We've got the answers.

Check out our blog

For more helpful tips on your home buying journey, head over to our blog.

Mortgage Documents

Find out all the required documents you’ll need for your application.

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