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Counterfeit notes

It's worth knowing how to spot counterfeit notes, particularly if you regularly handle cash or are exchanging money with someone you don't know.

Euro banknotes have a range of built-in security features that make them very difficult to replicate. The quickest way to check is the Feel, Look, Tilt test.

 

Feel

Run your fingers across the note. Genuine euro banknotes are printed on cotton fibre paper which gives them a distinctive crisp, firm texture. You should also be able to feel raised ink on the front of the note, particularly on the large value numeral, the lettering, and the main image.

 

Look

Hold the note up to the light. Two things should be visible:

  • Watermark: An image of the architectural motif and the denomination number, visible when held to the light.
  • Security thread: A dark embedded strip running through the note, with the word "EURO" and the denomination visible when held to the light.

 

Tilt

Tilt the note and watch for the following:

  • Holographic stripe or patch: Changes image and colour as you tilt it.
  • Emerald number (Europa Series notes only). The number in the bottom left corner produces a light effect that moves up and down, and changes colour from emerald green to deep blue.
  • Iridescent stripe (older Series 1 lower denomination notes): A stripe on the back that shines and fades as you tilt it.
  • Colour-changing ink (older Series 1 higher denomination notes): The numeral on the back changes colour when tilted.

If you receive a counterfeit note do not try to pass it on. Note the details of where and how you received it, and hand it in to your local Garda station or nearest PTSB branch as soon as possible.

Suspect fraud?

If you have been a victim of fraud or wish to report fraudulent activity, call our Fraud Department on +353 (1) 669 5851. Lines are open 24 hours a day, 7 days a week, 365 days a year.

 

Call +353 (1) 669 5851

 

Not sure what to do next? Follow our step-by-step guide to freezing your card, changing your password, reporting to the Gardai, and protecting yourself going forward.

Remember, PTSB will never call, email or text you asking for your account details, your Open24 number, Internet Password, Personal Access Number (PAN), Visa Card CVV number, or One Time Passcode. If you ever get an unsolicited phone call, email, text message or pop-up asking for any of these please contact us on +353 (1) 669 5851. Lines are open 24 hours a day, 7 days a week.

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