Skip to main content

Business Deposit Interest Rates

Effective from 07 July 2026. Minimum opening balance for Fixed Term Deposit accounts is €5,000. 

Please also see new notice account interest rate change which was effective from the start of business on the 07 July 2026.


Demand Deposit Interest Rate

Required Balance Gross Interest Rate Gross Return AER
€0.00+ 0.75% Variable 0.75% Variable  0.75% Variable 

Download our Savings and Deposit Interest Rates PDF for a more in-depth view.

 

 

32 Day Notice Deposit Account Interest Rate

Required Balance Gross Interest Rate Gross Return AER
€0.00+ 1.75% Variable 1.75% Variable 1.75% Variable

Download our Savings and Deposit Interest Rates PDF for a more in-depth view.

 

 

Business Fixed Term Deposit Interest Rates 

Term Required Balance Gross Interest Rate Gross Return AER
6 month €5,000+ 1.75% 0.86%  1.75% 
1 year €5,000+ 2.25% 2.25%  2.25% 
18 months €5,000+ 3.35% 3.35% 2.25% 
3 years €5,000+ 6.91% 6.91%  2.25% 
5 years €5,000+ 11.77% 11.77%  2.25% 

Download our Savings and Deposit Interest Rates PDF for a more in-depth view.

 

 

Foreign Currency Deposit Rates

These rates are effective from the start of business on 09 March 2021.

Download our Savings and Deposit Interest Rates PDF for a more in-depth view.

Account Type Minimum Balance Gross*%
Sterling Demand Deposit £0.00+

0.01%

US Dollar Demand Deposit $0.00+ 0.01%

 

Back to top
Page loading
Close takeover popup
PTSB logo

Altogether more human