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Online Personal Loan

Get online loan approval in minutes.

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A new way to bank!

We're always finding new and better ways for you to bank which is why we've made applying for a loan online even quicker and easier.

Whether you're looking to upgrade your car, do up the home, or go on that dream holiday, you can now apply for a loan online through Open24 Online Banking or in-app and get approval in minutes.

If approved, you can draw down your loan online and access your funds at any time over the next 90 days, leaving you more time to search for the right car or shop for your new kitchen.

How does it work?

  • As a permanent tsb customer you can apply for a loan through Open24 Online Banking or in-app and get approval in minutes
  • If approved you electronically sign your loan agreement online. You can then transfer your funds directly into your account any time over the next 90 days
  • The minimum loan amount you can apply for is €1,500 and the maximum loan amount is €25,000. To apply for an amount greater than €25,000, and up to €75,000, you can still apply online in minutes and one of our team will call you back to discuss your application further

What if I'm not registered for Open24?

If you're not registered for Open24 you can register today by calling us on 1890 500 121 and entering your Open24 number. Your Open24 number is printed on the back of your Visa Debit Card.

For more information on the Open24 registration process, please see here.

Important information

To get online loan approval in minutes you must be registered for Open24 Online Banking, and have downloaded the permanent tsb app, have a Current Account with us, and have your salary paid into this account. During your application you will need to provide us with your PPSN, if approved, you will need to submit proof of PPSN – see here for acceptable documents.

If we already have your PPSN on file, you will not have to provide it to us again.

Your loan funds can only be drawn down to a permanent tsb Current Account. The account from which you wish to pay back your loan must be a permanent tsb Current Account and your loan can only be taken out in your sole name.

The minimum loan term is 1 year. The maximum loan term is 5 years.

Your application will be subject to a full credit and suitability assessment. Lending criteria, terms and conditions apply. Over 18s only.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

Choose your Loan

Apply Online Now

You can now apply for a loan online through Open24 Online Banking and get approval in minutes.

Credit Cards

Our ICE Visa Credit Card really is a more flexible way to pay, whether you're shopping online or on the high street you'll get all the great benefits.

Help and Support

Need help? Our Help and Support section is full of useful information.

Savings Accounts

If you want to save regularly, then we have a savings account for you. Learn more about your saving options.

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