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Home Improvement Loan Rates


Find our competitive rates and easy to follow examples below. If you are thinking of applying for a Home Improvement loan, find out all the information you need to know, including eligibility, on our dedicated page.

Available Loan Amounts

Interest Rate (variable)

APR (variable)

Sample Loan Amount

Total Cost of Credit

Total Amount Payable over 5 Years

Monthly Payment Amount

€1,500 - €6,999

13.4%

14.3%

€5,000

€1,887.40

€6,887.40

€114.79

€7,000 - €12,999

11.8%

12.5%

€7,500

€2,464.20

€9,964.20

€166.08

€13,000 - €19,999

10.9%

11.5%

€15,000

€4,523.40

€19,523.40

€325.39

€20,000 - €74,999.99

10%

10.5%

€20,000

€5,496.40

€25,496.40

€424.94

Our Home Improvement Loans have a variable rate which means that the rate, and your loan repayments, can go up or down during the term of your loan. APR stands for Annual Percentage Rate

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Car Loan Rates

How much you repay depends on the amount you borrow and your interest rate depends on the age of the car you wish to purchase.

To get one of our great Car Loan rates your car must be a 2015 registered car or newer. Of course if your dream car is older than 2015, you can still avail of our competitive Personal Loan rates.  

Year Registered

Interest Rate - Variable

APR - Variable

Sample Loan Amount

Total Cost of Credit

Total Amount Payable over 5 Years

Monthly Payment Amount

2021 - 2023

8.5%

8.8%

€10,000

€2,309.60

€12,309.60

€205.16

2018 - 2020

8.9%

9.3%

€10,000

€2,425.40

€12,425.40

€207.09

2016 - 2017

9.9%

10.4%

€10,000

€2,718.20

€12,718.20

€211.97

APR stands for Annual Percentage Rate. Our Car Loans have a variable rate which means that the rate, and your loan repayments, can go up or down during the term of your loan.

Warning: If you do not meet repayments on you loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

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Home Improvement Loan

Simply apply online or in-app for approval in minutes and electronically sign for loans from €1,500 up to €25,000

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