Increase your home’s comfort
Switch to a cheaper green mortgage
Increase your energy savings
The easy way to explore your home energy upgrade options, whether you're planning a full retrofit or a few energy-efficient improvements.
Get personalised upgrade packages, understand potential savings, and see how we can support you with finance to realise your plans. And with the right energy upgrades, your home could qualify for our lower fixed rate Green Mortgage, if you reach a BER (Building Energy Rating) of A1 to B3 (inclusive), helping you work towards a warmer, more energy efficient home.
To support you in taking the first steps to upgrading your home’s energy efficiency, we’ve created our Home Upgrade Tool in partnership with Prime19 so you can:
You can also get a personalised Home Upgrade Report with a clear overview of your home’s energy performance and potential upgrades.
What to expect when using our tool to plan your home energy upgrades.
There are three options to choose from to help identify your home based on some of your home’s details including:
Let us know the scale of your energy upgrade budget so we can tailor our suggestions to fit your financial plan.
This tool will output three different package options including
Consider your next steps; sign up for email updates from us, receive your Home Upgrade Report or request a call from a PTSB team member on the financial options available to help you realise your upgrades.
Let a registered Sustainability Energy Authority of Ireland (SEAI) intermediary manage the full project for you — from contractor coordination to grant applications. You may be eligible for the SBCI Home Energy Upgrade Loan Scheme (Strategic Banking Corporation of Ireland HEULS) to help finance this route. Find out if you're eligible for the SBCI Home Energy Upgrade Loan Scheme.
Prefer to manage the project yourself? You can apply for SEAI grants as you go, choose your own contractors and make energy upgrades one element at a time for gradual increases in your home’s energy efficiency. View SEAI grants.
Every home and budget is different and that’s why we offer flexible borrowing options to help fund your energy upgrade, so you can move forward with confidence. You may be eligible for:
You’ll also have the option to request a call, through the Home Upgrade Tool, from a PTSB team member to discuss any of the above financial options to explore what works best for you.
All guidance and options provided through the Home Energy Upgrade Tool is subject to change.
Suggestions, costings and energy estimates we provide are all subject to changes in the market and are reflective of that time of generation.
To generate your Home Upgrade Report, you will share your property data directly with our third party partner, ‘Prime19’, who retrieve property details from the SEAI. You can read how Prime19 processes your data in their Privacy Notice.
Please note: PTSB does not store any personal data from the tool or contact you about it unless you’ve asked us to.
Lending criteria, terms and conditions apply. Subject to affordability assessment. Security may be required. Over 18s only.
The Home Energy Upgrade Loan Scheme is established and offered by the Strategic Banking Corporation of Ireland (SBCI) and benefits from a guarantee provided by the European Investment Fund (EIF) and the European Investment Bank (EIB), with support from the Department of Climate, Energy and the Environment (DCEE).
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
Warning: You may have to pay charges if you pay off a fixed-rate loan early.
