PTSB enhances savings offering with new 32 Day Notice Account and higher monthly limits across Regular Saver products

• New 32 Day Notice Account offers an enhanced variable rate of 1.25% on the full balance
• Regular Saver enhancements increase maximum monthly lodgement to €2,500 and raise the higher-rate balance threshold to €75,000

PTSB today announces a range of enhancements to its deposit product suite, including the launch of a new 32 Day Notice Account and boosts to its Regular Saver offering, designed to give customers more ways to save while offering managed access to funds through a notice period.

Available to open online and in branch**, the new 32 Day Notice Account product is market leading in the notice account sector among the Pillar banks in Ireland and offers a variable interest rate of 1.25% on the full balance held in the account.  

Key features of the 32 Day Notice Account include:

• No minimum balance – the account can be opened with any amount.
• No maximum balance limit.
• Withdrawals can be made at any time; 32 days’ notice is required to avoid an early withdrawal fee.

Learn more about our 32 Day Notice Account and how you can open online.

As part of the launch, the existing 40 Day Notice Accounts (branch and online) was removed from PTSB’s product offering on 19 May 2026. Existing customer arrangements will continue in line with applicable terms and conditions.

Regular Saver enhancements

PTSB also announces enhancements to its Regular Saver products to help customers save more each month across the Online Regular Saver and 21 Day Notice Regular Saver accounts. The enhancements include increases to the thresholds applied to these savings accounts to help customers save more each month at the variable interest rate of 2%.

• Maximum monthly lodgement increased from €1,000 to €2,500.
• Higher-rate balance threshold increased from €50,000 to €75,000.

The Online Regular Saver can be opened online through the desktop and the PTSB app for existing customers registered for online banking. Funds in the Online Regular Saver are available on demand. The 21 Day Notice Regular Saver account can be opened in branch for new and existing customers.

The new saver enhancements announced today reflect PTSB’s broader commitment to providing customers with greater choice, which includes a partnership with Irish Life Assurance plc to offer a range of investment, pensions and life products.  PTSB welcomes the recent proposals to develop a new Irish Savings and Investment Account (SIA) where a consumer-centred design will be critical to a successful SIA rollout.

Dermot Ryan, Head of Bank Products and Pricing Strategy at PTSB, said:

“At PTSB, we continue to enhance our deposit product suite to meet the changing needs of both existing and new customers. We are focused on making it easier for customers to save with simple, rewarding options that still offer the flexibility to access their money when they need to. Our new 32 Day Notice Account delivers an enhanced variable rate of 1.25% on the full balance and can be opened online or in branch, while the Regular Saver enhancements help customers build savings faster through higher monthly limits and an increased higher-rate balance threshold.”

For media queries, please contact ed.micheau@ptsb.ie | 086 803 7155

Notes to Editor:   

1. This is a media release which covers the main points of this announcement, but it does not provide detail on every aspect of the changes. Customers can find full details, including terms and conditions and how these changes may apply to them, on ptsb.ie or by contacting PTSB directly.
2. ** The 32 Day Notice Account can be opened online (desktop and app) by existing customers registered for online banking.