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21 Day Notice Regular Saver Account

Simplified saving

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The PTSB 21 Day Notice Regular Saver Account gives you competitive rates, flexible monthly savings, and even a joint account option. Its savings made simple, with support when you need it.

Our 21 Day Notice Regular Saver Interest Rates

Balance Gross interest rate Gross return AER
€0.00 - €50,000.99 2.50% Variable 2.50% Variable 2.50% Variable
€50,001.00 + 0.01% Variable 0.01% Variable  0.01% Variable

If the balance goes over €50,000.99, a lower interest rate will apply to the entire balance.
A variable rate means that your interest may change from time to time. 

View and compare more Interest Rates.

Features and Benefits

  • Easy monthly savings: Choose any amount to save monthly, from €0 to €1,000 per month. You can save a set amount each month or just put some money away whenever you have a little extra.
  • Competitive rates: Earn a competitive variable interest rate on balances’ up to €50,000.99.
  • Easy access: You can access your money whenever you want. Just remember to give us 21 days' notice to avoid an early withdrawal charge.
  • Joint Account option: Open a maximum of two 21 Day Regular Saver Accounts either in your own name, or jointly with another or others.
  • Withdrawal options:
    • You can withdraw your money at any time, but remember to give us 21 days' notice to avoid an early withdrawal charge.
    • Once the notice period has elapsed, you have up to 30 calendar days' to make the withdrawal without charge.
  • Annual Equivalent Rate (AER): A preview of how much interest you could earn each year if you kept your money in the account for a full year and the interest rate didn't change. 
  • Deposit Interest Retention Tax (DIRT): A tax payable on the interest you earn from your Savings or Deposit Account. It is automatically deducted when you receive your funds. However, you may not have to pay DIRT. Further information on DIRT exemptions can be located on the Revenue website.
  • Interest is paid on the first working day after 20 November each year and is subject to DIRT at the prevailing rate which is subject to change.
 

More information | Terms and Conditions

Important information

Direct Debits, Standing Orders and Bill Payments cannot be set up on this account.

How to open an account

You can open a 21 Day Notice Regular Saver Account by making an appointment at one of our branches where one of our team will assist you with your application. Call us to book an appointment in your local branch.

View documents needed to open a 21 Day Notice Regular Saver Account.

Find a branch Call 0818 50 24 24

 

 

Want to open online?

If you are a PTSB customer, we have an Online Regular Saver Account you can open online today. 

 

Get started

Want to close your account? 

To close your 21 Day Notice Regular Saver Account, you will need to attend a branch with valid photo ID. Acceptable forms of ID.

Savings Calculator

Calculate your savings by answering a few questions below.


Do you know how much money you want to save in total?

Set your savings goal or find out how much you could save with a PTSB account.

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