Skip to main content

Online Regular Saver Account

Login and open an account today!

Try our handy calculator

Open a PTSB Online Regular Saver Account today and start saving every month, or just put a little away whenever you have money to spare.

Easy online monthly savings

This online savings account is perfect if you like the convenience of banking online and want to save regularly.

  • Save as little as €1 a month or as much as €1,000 a month.
  • Access your savings account online 24/7.
  • Grow your savings at a competitive rate.

Get our best regular saver rate online 

  • Earn 2.50% Gross / AER (variable) interest rate on balances up to and including €50,000.
  • Earn 0.01% Gross / AER (variable) interest rate on the entire balance (including interest) if your balance exceeds €50,000.01
  • You can access your account whenever you need to.
  • You’ll receive your interest, minus Deposit Interest Retention Tax (DIRT), on the first working day after 20 November each year. A variable rate means that your interest may change from time to time.
  • Once the balance in your account goes over €50,000 the interest rate on the whole balance moves to 0.01% Annual Equivalent Rate (AER) variable.
  • AER illustrates what the interest would be if interest was paid and compounded each year. Our AER calculation assumes that the account is held for a year and that the interest rate remains constant.

Apply online today

This account can only be opened when you are logged into your online banking. It cannot be opened in-app or branch.

Log on to Open24 online banking on desktop or laptop to apply for your Online Regular Saver Account and follow the simple steps to submit your application.

  • When you’re opening your savings account we’ll text you a confirmation code so you’ll need an Irish mobile phone number.
  • This savings account is only available online so you need to be a PTSB customer who is registered for Open24 to access it.
  • You can only open and operate the Online Regular Saving Account in your name because these accounts are opened using your individual Open24 log on details.
  • You need to be a tax resident of Ireland to open this account.
  • You can have a maximum of one of these accounts.

Read more information about opening an Online Savings Accounts.

Get easy access

You can make withdrawals by transferring your savings to your PTSB Current Account, Notice Account or Demand account. You can also transfer to an account held in another bank.

For account closures you must write to the address below with instructions on where to transfer the funds to or you have the option to receive a cheque in the post.

PTSB Deposit Services,
56-59 St. Stephen's Green,
Dublin 2

Compare Accounts

Not sure which account is right for you? Let us help you with that.

What would you like to do with your account?

How much will you place on deposit?

How would you like to draw down your money?

How would you like to open your account?

Please fill in all the fields above to get started!

Moving your bank?

Visit our Moving Bank Online Hub for step-by-step guides and information to support your move.

Saving and Deposit Options

Find a Saving or Deposit Account that is right for you

Saving for the future

Want to put something aside for a rainy day? Whether you’re saving for a holiday or a home, PTSB has the right savings account for you

Work and Retirement

Whether you’re starting your first job or planning your retirement. Find out everything PTSB can offer you.

Saving and investing for life

Saving tools, case studies and advice to help you make the most of your money

Back to top
Page loading
Close takeover popup
PTSB logo

Altogether more human