While it may feel like you aren’t saving for anything in particular, many financial advisers say a rainy day fund is the most important thing to save for.
Saving for a rainy day is also a great way of starting a savings habit, a habit that can help with your future plans and goals.
Try the
'52 week saving plan'
Pay yourself first!
Try to make sure your first transfer on payday is to your savings account
If you only
buy lunch
1 DAY
a week
Saving 3 months’ salary is a good starting goal to help cover life’s unexpected expenses.
So start saving today.
Average cost of a take away coffee: €2.83
Financial advisers usually recommend an emergency fund that will cover 3 to 6 months’ expenses. However this is just a simple rule of thumb. If you fall into the following categories, you may need to set aside a larger amount.
Self-Employed. Your income can fluctuate or your business might decline. And if it goes belly-up, you’re unlikely to get a redundancy package.
Sole Breadwinner. If yours is the only income, what happens if you lose your job?
Health Issues. Not only could you face unexpected health expenses, your health might affect your ability to work.
Not sure which account is right for you? Let us help you with that.
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How much will you place on deposit?
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