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You're a Conservative Investor

Please note that Irish Life handles some telephone calls on behalf of permanent tsb.
Please note that Irish Life handles some telephone calls on behalf of permanent tsb.
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Main characteristics

You tend to lean towards taking a cautious approach.

However, when it comes to investments, you are willing to venture a little to get the opportunity for a better reward.

  • You are not intimidated by making investment decisions although it may not be an area that you take a very active interest in.
  • You may have some experience of investing some of your money in assets for example, managed funds that can go up and down in value to a small degree.
  • If you were making a lump-sum investment, you would be willing to accept a low level of ups and downs to improve your chances of getting a better return than deposit accounts tend to give.

For example, you may want some of your money invested in a capital secure option, but would be willing to take some risk with the rest to get a higher return. When it comes to making regular savings, or funding your pension, you will look to control the ups and downs over the long term inreturn for a good potential return.

Important to note

  • The risk result is not a specific recommendation for you and is not advice only guidance on an investment option.
  • This risk result can be no more than a useful general guide to which asset classes might be suitable for you (as part of an overall portfolio approach to investment).
  • The asset class mixes are based on an investor with a time horizon 7- 10 years for making a once-off investment.
  • Irish Life provides a wide range of funds, offering access to a variety of asset classes, for all types of investor risk profile Before you invest you should meet a Financial Advisor who will do a detailed fact-find which would look at all aspects of your financial situation and needs.
  • Please contact your Financial Advisor if you wish to get more information on your financial planning options.

Multi Asset Portfolio Funds

Irish Life MAPS are a range of unit linked funds, which are available across their pension, investment and savings plans. There are five MAPS funds.

Multi Asset Portfolio Fund 3

This is a low to medium risk fund for conservative investors, which aims to have a significant proportion invested in cash and bonds and a lower allocation to higher risk assets such as shares and property.

Read more about MAPS 3 with Irish Life


Want to learn more?

Call us on 1850 356 300 please note that Irish Life handles some telephone calls on behalf of permanent tsb.

Warning: The value of your investment may go down as well as up.

Warning: Past performance is not a reliable guide to future performance.

Warning: This product may be affected by changes in currency exchange rates.

Warning: If you invest in this product you may lose some or all of the money you invest.

Clear Invest

Get more information on the Irish Life Clear Invest product.

Clear Regular Invest

Get more information on the Irish Life Clear Regular Invest product.

MAPs Funds

Find out more about Multi Asset Portfolio Funds (MAPs) from Irish Life

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