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Invoice Finance

Managing cash flow is essential business success

The letter P for PTSB carved out in a slate of black marble

At PTSB, we are continuously looking for new ways to develop solutions to support our business customers. That is why we are working together with Bibby Financial Services Ireland to provide Invoice Finance Services to our business customers. Invoice finance can release capital tied up in your invoices to supply an injection of cash flow. 

By joining forces, we can offer you a tailored funding approach to suit the ever changing needs of any business.

  • If you issue invoices for goods or services to other businesses and find yourself waiting to be paid or managing late payments, Invoice Finance can offer many benefits to your business.
  • Invoice Finance can improve your cash flow by releasing capital tied up in outstanding invoices, giving you an ongoing supply of cash that can help support the growth of your business strategy.
  • You can gain immediate access to funding of up to a maximum of 90% of invoiced debtors.
  • Whether you are a start-up business or a large organisation looking for cash to fund expansion plans and as long as you are trading on credit terms within the business to business marketplace.

Invoice Finance is available in two ways:

Invoice Discounting: This is a funding-only solution. This option is more suited to businesses with a credit control function in-house. Bibby Financial Services Ireland can provide the finance and you remain in control of collecting payments.

Invoice Factoring: This is ideal for smaller businesses who do not have an established accounts team within their organisation. This option is more suited for those who want the benefits of a funding and collections service. Bibby Financial Services Ireland can provide the finance to help you manage your credit control, engaging with your customers collecting outstanding payments on your behalf.

Find out more about Bibby Financial Services Ireland, our Invoice Finance Partner.

Key Benefits

  • Immediate access to funding up to a maximum 90% of invoiced debtors
  • Secure form of finance
  • Improve profit by paying suppliers early and taking advantage of discounts
  • Access to specialist domestic and export sales expertise
  • Funding within 24 hours against the agreed value of outstanding invoices

Find out more about Invoice Finance and whether it’s the right solution for your business needs, complete this short contact form and our dedicated Business Banking team will be in touch.

Once your needs have been established and the appropriate solution considered, our team will then refer you to Bibby Financial Services Ireland to process your Invoice Finance application.

*Please note that if you are deemed suitable for Invoice Finance, this does not guarantee loan approval and does not impose any obligation on PTSB to provide a loan.

Important Information

Lending criteria and terms and conditions apply.

Permanent TSB p.l.c. is a limited liability company registered in Dublin under No. 222332. The company’s registered office is: Permanent TSB, 56-59 St. Stephen’s Green, Dublin 2.

Bibby Financial Services Ireland (BFSI)is a company registered in Ireland under the No 419550 at registered address 4th Floor Heather House, Sandyford, Dublin 18. BFSI is a member of The Irish Asset and Invoice Finance Association, and is committed to operating in accordance with the IAIFA Code, Professional Standards & Complaints, which is available here.

Please note, PTSB is not an agent or intermediary of BFSI and that the provision of any product or service by BFSI does not require licensing, authorisation or registration with the Central Bank of Ireland and, as a result, BFSI is not covered by the Central Bank's requirements designed to protect consumers. BFSI is not a member of statutory compensation schemes.

BFSI and PTSB are independent and are not partners or principal and agent and this collaboration does not establish any joint venture, trust, fiduciary or other relationship between them. Neither party shall have, nor shall represent that it has, any authority to make any commitments on the other party’s behalf.

PTSB is not for responsible for information provided on third party websites.

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Is Invoice Finance the right solution for your business?

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