Following your recent enquiry about borrowing for your business, below we have outlined all the information and documents you will need to begin your loan application.
We understand that every business is unique and with that comes particular financial requirements. So whether you’re purchasing, extending or refurbishing your premises, borrowing for working capital, purchasing plant and machinery or vehicles, or borrowing to expand your business, our dedicated team will be here to support you every step of the way.
Below you will find Your Guide to Business Banking and information on the required documents to start your application. There’s no need to be put off by paperwork as our dedicated team will be on hand to guide you along the way.
Depending on your application, your Relationship Manager may request you to submit some or all of the following with your application:
This guide will inform you on our range of Business Banking products, how we serve our business customers and how to apply for one of our products or services. Click here to find out more.
Our Terms of Business outlines the basis on which PTSB provides its regulated activities and includes information such as (but not limited to) the bank's trading name, address and contact number; a summary of our complaints procedure; a summary of our policy in relation to how we will use your personal data. It is important that you take the time to read and become familiar with our Terms of Business.
This page outlines the terms and conditions for all PTSB products. Please click here to find out more.
This is a summary of our Data Protection notice. This outlines what data we collect, how we obtain and process your personal data, our legal basis for using your data, sharing your personal data and how long we keep your personal data. It also includes a summary of your rights in relation to your personal data.
Once you have all of your documents ready, please contact our dedicated Business Banking team to book an appointment and to begin your application.
We know that support always matters, so don’t hesitate to get in touch with our dedicated Business Banking Team with any questions you may have.
Lending criteria, terms and conditions apply. A variable interest rate is applied. Please see our Terms & Conditions and Personal & Business banking charges booklets for full details. Approval is subject to repayment capacity assessment and other lending criteria. Security is required, and will typically incur legal costs for the borrower. An upfront facility fee of up to 1% of the loan amount may be charged at the discretion of the bank on Business Mortgage Loans and Business Term Loans. Your credit rating with PTSB may also be impacted where you have previously been refused an application for credit with PTSB.
permanent tsb p.l.c. is regulated by the Central Bank of Ireland
Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest-only period.
Warning: The cost of your repayments may increase.
Warning: If you do not meet the repayments on your credit facility agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.