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Agriculture and farming

Business Banking for your farming needs

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Our Business Managers take the time to understand your farm business so when you need us, we can respond quickly. Whether you need to manage your day-to-day cash flow, need a loan to expand or purchase land, we have solutions tailored to your needs. Contact a Business Manager today.

 

Day-to-day Business Banking

Our range of services can help you manage your day-to-day cash flow and expenses. Our Business Current Account allows you to manage your everyday business banking, with 24/7 access to your account through our online banking and Visa Debit Card.

  • Easy payments and bill management: Simple and secure methods to make payments and pay bills.
  • Business Visa Debit Card: Contactless payments and Mobile Payment options with Apple Pay and Google Pay for everyday purchases.
  • Business Overdraft: A flexible way to manage your cash flow when you need it. Available from €1,000 with variable interest charged only on the amount of your Overdraft used. 

 

Business Loans for farm growth

If you’re upgrading or expanding your farm business, we have loans starting at €5,000 with competitive rates. These can be used for: 

  • Land purchase
  • Farm development
  • Stocking loans
  • Machinery and equipment purchases

Business Term Loans

A range of long and short terms available of up to 10 years, helping to provide your farming business with longer-term financial certainty.

Learn more

Business Mortgage Loans

If you’re purchasing land, or upgrading your farm buildings, a Mortgage Loan might be the right option for you.

Learn more

SBCI Loans

We’ve partnered with the Strategic Banking Corporation of Ireland to provide low-cost finance to help you grown your business.

Learn more

Important information

Lending and eligibility criteria, terms and conditions apply to the lending products listed within Business Loans for farm growth.

Approval is subject to repayment capacity assessment and other lending criteria. Security may be required, which may incur legal costs for the borrower.

Your credit rating may also be impacted where you have previously been refused an application for credit with PTSB. Over 18s only.

From Term Loans, an upfront facility fee of up to 1% of the loan amount may be charged at the discretion of the bank on Business Term Loans.

See Terms and Conditions and Personal and Business Banking Charges booklet for more information.

Warning: The cost of your repayments may increase. 

Warning: If you do not meet the repayments on your credit facility agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, in the future.

Warning: This new facility may take longer to repay than your previous credit facilities. You may pay more than if you paid over a shorter term. 

Contact our Business Banking Team

Our dedicated team of Business Banking Managers are available to meet in person, at a business premises, over the phone, and through our nationwide branch network.

Business24 Online Banking

Manage your business funds online with our dedicated online banking for business customers.

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