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Interest First Deposit Account

Get all your interest in the first month!

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Ever want to save money without having to wait to reap the rewards? Now you can! Catch your interest early by getting it all within the first month with the Interest First Deposit Account.

Please note all Interest First account options are no longer available from the start of business on 9th March 2021

Rates for existing Interest First account customers

Term Options Required Balance Gross interest rate Gross return AER

1 year

€5,000 + 0.05% 0.05% 0.05%

18 months

€5,000 + 0.08% 0.08% 0.05%

2 years

€5,000 + 0.20% 0.20% 0.10%

Annual Equivalent Rate (AER) illustrates what the interest would be if interest was paid and compounded each year. Our AER calculation assumes that the account is held for a year and that the interest rate remains constant. 

What's Gross interest?

Read important information about our interest rates.

Is there anything else I need to know?

  • A minimum balance of €5,000 applies.
  • There is no maximum balance for personal customers.
  • A maximum balance applies to non-personal customer (e.g. business accounts). Please ask us for details.
Lodgements and withdrawals

Additional lodgements and withdrawals can be made up to 14 calendar days from the investment date. If a withdrawal is required after this date and before account maturity an early withdrawal charge will apply and your account will close.

What happens after the fixed term?
  • After the term you will have the option to roll over into another available fixed term account. 
  • If we don’t hear from you before your fixed term account matures it automatically converts to the Instant Access account for matured fixed term deposits until instructions are received from you. This will be at a variable interest rate which is currently 0.01% Gross/AER. You can find out more about our interest rates in any of our branches or online.
Or call us on +353 1 215 1349
Or call us on +353 1 215 1349

Compare Accounts

Not sure which account is right for you? Let us help you with that.

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How much will you place on deposit?

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